Finance


BOY Limited work in partnership with GB Asset Finance Ltd who provide tailored funding solutions for our customers. We have provided below a simple finance calculator of monthly repayment figures and total payment. ** The calculator below is for indicative purposes only and subject to credit approval **


Finance Calculator






Deposit: £

Loan Amount: £



Please note: This finance calculator is to calculate an approximation of monthly repayments. Please contact us for further information.

Product Offerings:

1) Operating Lease - An operating lease is an off balance sheet product offering the following benefits:

  • Reduced monthly payments as we take residual value risk
  • Rentals offset against profits potentially reducing tax liability
  • VAT payable on rentals rather that in advance
  • Machine can be returned at the end of the term with no further payments


2) Hire Purchase - A Hire purchase agreement offers the following benefits:

  • On balance sheet
  • Title to the machines passes on receipt of the final payment
  • Customer claims capital allowances and receives full benefits of ownership
  • VAT payable in advance and reclaimable through monthly / quarterly return


3) Finance Lease - A finance lease is a composite product offering the following benefits:

  • Rentals offset against profits but asset goes notionally on balance sheet
  • Vat payable on monthly rentals and not in advance
  • At end of primary period agreement falls into secondary rental at 1% of asset cost
  • Customer receives 95% of sales proceeds on asset disposal


With all finance products we aim to provide a tailored, flexible solution to meet your requirements. This can include options such as low start, interest only and deferred payment terms.

All finance quotations are subject to standard credit underwriting procedures and are not a formal offer of credit.